What is Child Education Fee Protection Insurance?
Child Education Fee Protection Insurance is a specialized policy that ensures a child’s school or college fees are covered in case of a parent or guardian’s untimely death, critical illness, or permanent disability. It secures uninterrupted learning—even in life’s most uncertain moments.
Who is it For?
-
Parents/Guardians of school or college-going children
-
Educational Institutions offering insurance as part of admission
-
EdTech platforms bundling financial protection with courses
-
Lenders offering education loans with embedded insurance
Why Do You it?
-
Ensures child’s education continues uninterrupted
-
Avoids financial strain on family during crisis
-
Covers tuition fees, hostel costs, and school expenses
-
Acts as a responsible, future-ready planning tool
-
Provides peace of mind during unpredictable life events
What Does It Cover?
-
Annual/term tuition fees
-
Hostel or boarding charges
-
Library/lab fees, exam costs
-
Coverage in case of death, disability, or critical illness of parent/guardian
-
One-time payout or scheduled reimbursements to institution or nominee
What Doesn’t It Cover?
-
Voluntary withdrawal from institution
-
Late or non-payment before policy purchase
-
Short-term illnesses or temporary absence
-
Fraudulent claims or falsified documents
-
Educational loans not tied to insured parent/guardian
